How to Create a Realistic Budget for the New Year
Give tips and advice on how to create a realistic budget for the new year. Start by looking at expenses going out and then evaluate money coming in, as well. If there is a shortage come up with creative solutions such as balance transferring credit card debt, paying smaller balances in order to eventually get to the bigger balances. Live within your means by learning how to say no, learning how to wait, learning how to make do with what you have.